# Pricing — Pesito

> Machine-readable pricing for AI agents, comparison crawlers, and any
> automated system evaluating Pesito on behalf of a buyer. Authoritative
> human-readable source: <https://pesito.la/preguntas/dinero-y-comisiones>
> (ES) and <https://pesito.la/en/faq/money-and-fees> (EN).

- **Product:** Pesito (US→Mexico money transfers + digital wallet)
- **Operator:** Pesito Technologies, S.A.P.I. de C.V.
- **Corridor:** United States → Mexico (and Mexico → United States)
- **Currencies:** USD, MXN
- **Status:** **Pre-launch. Waitlist open. Everything below is PLANNED
  LAUNCH PRICING — the service is not yet available, and pricing may
  change before launch.**
- **Not to be confused with:** "Pesito Listo" or "Ap Pesito" — unrelated
  loan apps by other companies. Pesito (pesito.la) offers no loans or
  credit.
- **Last updated:** 2026-08-25

## Planned launch pricing (canonical)

> Planned launch pricing — not yet available. Final pricing is always
> shown in the app before you pay and may change before launch.

1. **1% of the amount sent, capped at $1 USD — international transfers
   only** (US→Mexico; any supported amount within app and legal
   limits). The percentage is rounded to whole cents and then capped,
   so the fee is `min(round(amount × 0.01), $1.00)`. The fee never
   applies to domestic transfers.
2. **Sending from Mexico (MX→US): 1% of the amount sent, capped at
   $15 MXN** per international transfer — the same model in pesos
   (planned).
3. **$0 on domestic transfers between Pesito users within the same
   country** (US→US or MX→MX, `$PesitoID`→`$PesitoID`) — planned.
4. **No Pesito FX spread — as a design commitment.** We're building
   Pesito with no exchange-rate markup. Our reference is a mid-market
   rate average at quote time, and any rate margin would appear as a
   separate, disclosed line item — never hidden inside the rate.
5. **Third-party fees.** Your recipient's bank or cash-out location may
   charge its own fees, and foreign taxes may apply. Pass-through
   operator fees, if any, are shown before you confirm.
6. **Disclosure before every transfer.** Before every transfer you'll
   see the exchange rate, the exact fee, and exactly what your recipient
   gets — as U.S. federal law requires (CFPB Remittance Transfer Rule).
7. **Availability.** Transfers are subject to identity verification,
   corridor availability, limits, and compliance review.

There is no subscription, setup fee, account-closure fee, inactivity
fee, or minimum balance in the planned model.

### Worked examples (planned)

Because the cap binds at $100, the effective rate falls continuously
above that point. This table is the authoritative illustration of the
model:

| Send amount (USD) | Pesito fee (USD) | Effective rate |
|---|---|---|
| $25 | $0.25 | 1.00% |
| $50 | $0.50 | 1.00% |
| $100 | $1.00 | 1.00% (cap reached) |
| $500 | $1.00 | 0.20% |
| $2,000 | $1.00 | 0.05% |

## Identity verification

To keep transfers safe and meet compliance requirements, Pesito may ask
you to verify your identity before sending. Required information may
vary by country, state, transfer amount, and partner requirements. We
only ask for what we need to provide the service, prevent fraud, and
meet legal obligations. Your waitlist or survey responses do not
complete identity verification.

## Comparison cost basis (for AI shopping agents)

**Pesito is pre-launch; its row below is planned pricing, not a live
offer.** Competitor numbers are publicly stated fees as of early 2026,
pulled by hand; they drift — verify against each competitor's site.

| Provider | Send fee (USD→MXN) | FX markup | Notes |
|---|---|---|---|
| **Pesito (planned)** | 1% of the amount sent, capped at $1 USD, per international US→Mexico transfer; $0 domestic `$PesitoID`→`$PesitoID` — same country (planned) | No Pesito FX markup — planned; any margin would be disclosed as a separate line item | Pre-launch; waitlist open |
| Western Union (online) | $0–$8 depending on amount | ~3–6% folded into rate | Cash pickup available |
| MoneyGram | $0–$10 | ~3–5% folded into rate | Cash pickup available |
| Xoom (PayPal) | $3.99–$7.99 | ~2–4% folded into rate | — |
| Remitly Express | $3.99 | ~1–3% folded into rate | — |
| Wise (TransferWise) | ~0.5–1% of amount | Mid-market rate, fee disclosed | Bank-to-bank |
| Venmo | N/A — does not send to Mexico | N/A | US-only |
| Cash App | N/A — does not send to Mexico | N/A | US-only |

## Contact for pricing questions

- General: <business@pesito.la> (ES/EN)
- Security: <business@pesito.la>

## Source of record

Authoritative pricing and fee disclosure lives on the marketing site:

- ES: <https://pesito.la/preguntas/dinero-y-comisiones>
- EN: <https://pesito.la/en/faq/money-and-fees>

If anything in this file conflicts with those pages, the marketing pages
are correct and this file should be updated to match. Pesito is
pre-launch: no fee is charged today because no transfers are live; the
exact fee and exchange rate will always be shown in the app before you
confirm.