Send
$0 and 0% FX. Domestic or international (planned).
US → MEXICO · PRE-LAUNCH · WAITLIST OPEN
No monthly fee. No minimum. No headaches.
One account across the Americas.
Open it with your own country's ID. Send money home for $0: $0 and 0% FX on the Pesito network, domestic or international. Receive without a bank account.
Pre-launch. Everything here is planned and may change. The app shows your exact fee and rate before you confirm.
Product preview (demo data)
Send money homefor just $0 at a mid-market rate average.
Hey, I’m Pedro!
This started at a fruit stand.
Our founder, Isaias Hernandez, grew up selling fruit with his grandmother and waiting with his grandfather at the Western Union counter. He built Pesito from the customer side of that counter. Read our story →
Removing the tax on love.
Send. Hold. Spend.
Your money should move as freely as you do.
Hold
Dollars or pesos, on your family's phone (planned).
Spend
A Pesito card, or cash at OXXO (planned).
0%FX spread. A mid-market rate average.
$0to receive or for a standard withdrawal. Nothing monthly.
Before you sendthe exact rate and what your family gets
Planned launch pricing. Transfers are subject to identity verification, corridor availability, limits, and compliance review.
Planned for launch. Subject to change and regulatory approval.
01
Create your account
Your @username for money. Pick it at launch; we verify it then.
02
Add money
Debit card or bank transfer (ACH). Identity checks finish before your money moves, never mid-transfer.
In your language. Not the one you were expected to learn.
Many people who work the fields in the US speak Mixteco, Zapoteco, Mam or K'iche' first, and Spanish second. Serving you in your language is the same argument as not hiding a spread in the rate: we don't charge you for what you can't read.
Live on this site: Spanish, English, Portuguese, French and Nāhuatl. A shipped Indigenous language is proof; a promised one is a press release. The app launches in Spanish and English.
Next, no dates promised: Maya (Yucatec), Mixteco, Zapoteco, K'iche', Mam, Quechua, Guaraní, Aymara, and Indigenous languages of North America including Diné bizaad.
The rule: native speakers review every language before it reaches the app. Our Nahuatl pages are in that review now.
One account. Send, hold, spend.
Planned for launch. Subject to change and regulatory approval.
Send money for $0 (planned)
To any $PesitoID, phone number or claim link. 0% FX, domestic or international.
Cash at OXXO + local stores (planned)
Cash in and out at 45,000+ stores across Mexico with an ID and a code. Any store fee is passed through at cost. Agreements still in negotiation.
A Pesito card (planned)
Spend in pesos or dollars, anywhere cards work. Pedro already has his; the rest of us are on the waitlist. Needs a partner bank, not yet signed.
$0 bank withdrawals via SPEI (planned)
$0 to any CLABE in Mexico, next business day. Instant is optional: 0.5%–1.75%, minimum the peso equivalent of $0.25.
No bank needed. No SSN needed (planned)
Open with a passport or ITIN. Receive into a Pesito balance or as cash. At launch, a phone number claims your $PesitoID.
PRODUCT PREVIEW · HOME
Your balance, at a glance.
Contacts, activity, send or add money. One screen. Demo data.
PRODUCT PREVIEW · PAY
The amount, as big as the decision.
The big number, a haptic keypad, a slide to confirm. Paying should feel intentional. Demo data.
PRODUCT PREVIEW · ACTIVITY
Every move, in context.
Sent, received, pending. Every row opens the full detail. Demo data.
PLANNED LAUNCH PRICING
$0 and 0% FX on the Pesito network.
Planned launch pricing, not live yet. The app shows the final price before you pay.
USD
- Pesito fee
- $0.00
- FX spread from Pesito
- 0%
- Reference rate (mid-market)
- 1 USD = 17.70 MXN
- Your family would get
- $3,540.00 MXN
How it is calculated: no Pesito fee and no spread on the rate. Your family gets = amount × reference rate, rounded to the cent.
Illustrative, using the reference rate from 2026-09-25. Your exact fee and rate appear in the app before you confirm.
THE PRICE, IN NUMBERS
Whatever you send, all of it gets converted.
No percentage, no cap, no spread. $25 or $2,000, all of it converts at a mid-market rate average (at quote time).
| You send | Pesito fee | Your family gets |
|---|---|---|
| $25 | $0.00 | $442.50 |
| $100 | $0.00 | $1,770.00 |
| $500 | $0.00 | $8,850.00 |
| $2,000 | $0.00 | $35,400.00 |
$0 to receive, nothing monthly, $0 standard withdrawal. No FX markup from Pesito: any margin would be its own disclosed line, never hidden in the rate.
The fine print, at normal size.
The plan is simple: $0 and 0% FX on the Pesito network (between Pesito accounts), domestic or international, within app and legal limits. No subscription, setup, inactivity or minimum-balance fees. A standard withdrawal to your own bank is $0: ACH in the US (1–3 business days), SPEI in Mexico (next business day). Instant is optional: 0.5%–1.75%, minimum $0.25 or the peso equivalent. Your recipient's bank may charge its own fees and foreign taxes may apply; we show them before you confirm when known. Transfers are subject to identity verification, corridor availability, limits, and compliance review, and settle on Pesito's own infrastructure, Puente Railway. You only see dollars and pesos: nothing to buy, trade or manage. How we make money →
US → Mexico corridor example (demo data; the fee and rate shown are illustrative, planned pricing is $0 to send)
Things you can check, not just take our word for.
Verifiable today, or required of us by law. No decorative badges.
Encrypted, and locked to you
In transit (TLS) and at rest. Face ID or fingerprint to unlock, PIN as backup.
Disclosure before you pay
Rate, fee and amount received, before you confirm. The CFPB Remittance Transfer Rule requires it.
A held transfer comes with a clock
You see its status, what we need and when you'll hear from us. The law sometimes limits what we can say about why. It never stops us from telling you when.
No teaser rates
Your hundredth transfer gets the same rate model as your first. A great first rate that quietly worsens is the corridor's oldest trick.
This site does not track you
No ad pixels, no third-party analytics. The waitlist keeps your name, email and phone in our database under its own terms; keep anything sensitive out of it.
Identity checks, only what's needed
We may verify your identity before you send, asking only what the law and fraud prevention require. Alternative IDs planned for people without an ITIN or SSN.
Your balance is yours
At launch, funds will be held in custody at licensed financial institutions, and you own your balance (planned).
Human support, in your language
Spanish and English at business@pesito.la. We'll publish our median reply time from launch.
One corridor at a time, done properly. All plans, subject to change and regulatory approval.
-
01 Building now
Launch: US → Mexico
One route, done properly: fast, clearly priced, no surprises.
- US → Mexico at $0 and 0% FX
- Honest status: sent, in review, delivered
- Receipts, history, saved recipients
- English and Spanish
-
02 Planned
More countries, more tools
Grow carefully, and give your money more than one thing to do.
- Canada, then Brazil after regulatory readiness
- Cards for you and your recipient, subject to banking partnerships
- Pesito Lux rewards
How much will Pesito cost?
$0 and 0% FX on the Pesito network, domestic or international. Send $25 and all $25 converts; send $2,000 and all $2,000 converts. A standard withdrawal to your bank is $0; instant is optional (0.5%–1.75%). Your recipient's bank or foreign taxes may add costs, shown before you confirm when known. Planned pricing; the app shows the final price before you pay.
What do I need to open an account?
At launch: a phone number or Google sign-in claims your $PesitoID. Before you send, we may verify your identity, and the plan is that your own country's ID, such as a passport, or an ITIN is enough: no Social Security number. What we ask depends on country, state, amount and partners. Joining the waitlist doesn't verify you.
How will my family get the money in Mexico?
On their $PesitoID, phone number or a claim link. They can keep it in Pesito, withdraw it for $0 to any Mexican bank by SPEI (next business day), or take it out as cash at a store. All planned.
How long will a transfer take?
Between Pesito accounts: one speed, no surcharge. We won't promise a delivery time we can't guarantee; the payment method, the receiving bank and compliance checks all play a part.
Is it secure?
Encrypted in transit and at rest, Face ID or fingerprint to unlock, and we never sell your personal information. More on security →
Will I need a bank account?
Your family won't: they can hold the money in Pesito. In the US you fund by debit card or bank transfer (ACH). Planned features, subject to change and regulatory approval.
PRE-LAUNCH · WAITLIST OPEN
Be first in line.
Transfers aren't live yet. Get on the list and help us shape it.
Follow along on WhatsApp. Launch news lands there first. The list holds your spot.
Pre-launch, features may change · Exact fee + rate before you confirm · We never sell your personal information