SEND MONEY TO MEXICO · NO BANK NEEDED

Send money
to Mexico
like a text.

No bank account? No problem. Send to any $PesitoID in seconds — your family picks up cash at any OXXO in Mexico or cashes out to their bank via SPEI. $0 fees on $PesitoID-to-$PesitoID transfers.

9:41 BALANCE MXN $12,450.00 $isaias Send Add CONTACTS ML JR LH SC ACTIVITY María López 1 hour ago +$450.00 Jorge Ramírez 4 hours ago -$120.00
$0
fees
Seconds
to send
20,000+
OXXO stores
256-bit
AES-GCM encryption

No bank account? No problem.

Sign up with a phone number. Add cash at any OXXO in Mexico, or fund from a US bank or card. Cash out to any Mexican bank via SPEI only when you want to.

Sign up with a phone number

A US, Canadian, or Mexican number is all you need to get started. No credit check. No bank branch. No paperwork.

Cash pickup at any OXXO

In Mexico, your family picks up cash at any OXXO — that's 20,000+ convenience stores nationwide. They walk in with an ID and the reference code, walk out with pesos.

Or straight to their bank

Prefer a direct deposit? Send to any Mexican bank account via SPEI — BBVA, Banorte, Santander, HSBC, Citibanamex, Azteca. Runs 24/7, no bank hours.

Everything you want from your money.

Cash, cards, pesos, dollars — Pesito handles it all. No bank account required to get started.

Send instantly

Send to any $PesitoID or phone number. Arrives in seconds, not days.

Cash pickup at OXXO

Recipients in Mexico pick up cash at any OXXO with an ID and the reference code — at 20,000+ convenience stores nationwide.

Cash out to any bank via SPEI

Withdraw to any CLABE in Mexico, or to your debit card. No bank hours.

Pesos and dollars

Hold both currencies in one app. Swap at the real rate — no hidden spread.

Up and running in two minutes.

01

Pick your $PesitoID

Your unique Pesito handle — like @username. Short, yours, and easy to share.

02

Add money

From the US, fund with a debit card, credit card, or ACH from your bank. From Mexico, add cash at any OXXO or send a SPEI from an existing bank.

03

Send it like a text

Type the amount, swipe to confirm, done. No forms, no holds, no waiting.

HOME

Your balance, at a glance.

Your latest contacts, recent activity, and quick access to send or add money — all on one screen that responds the way it should.

BALANCE $12,450.00 $isaias Send Add CONTACTS ACTIVITY María López +$450 Jorge Ramírez -$120
PAY

The amount, as big as the decision.

A focused screen: the big number, a haptic keypad, and a slider to confirm. Paying feels intentional, not accidental.

TO JORGE RAMÍREZ $850 MXN 123 456 789 .0 Slide to pay →
ACTIVITY

Every move, in context.

Filter by sent, received, or pending. Each row expands to the full detail — date, reference, what happened with your money.

Activity All Sent Received Pend. TODAY María López Uber from last night +$450.00 Jorge Ramírez Tacos al pastor -$120.00 YESTERDAY Luna Hernández Movie -$85.00 Sofía Castillo Split rent +$3,200
PRICING

$0. In every column that matters.

$0
to sign up
$0
to send
$0
to receive

MXN/USD conversion uses the real interbank rate, with no spread. SPEI or card withdrawals carry a bank-operator fee — we show you the full amount before you confirm. Fees stay near zero because Pesito settles P2P transfers through Puente Railway, our payment infrastructure partner. Why? See FAQ →

SECURITY

Your money, your identity, your device — under lock.

We built Pesito with what-could-go-wrong in mind. Your session is signed and rotated on every login. Your CURP and identity data are encrypted before they touch our database. Your device unlocks with Face ID or fingerprint — the PIN is just the backup.

Face ID / fingerprint unlock
AES-256-GCM encryption at rest
Unique, rotating session tokens
ID check for any transaction over $5,000 MXN
Funds held in custody at licensed financial institutions

For how money actually moves.

The Friday dinner bill

The bill lands, you open Pesito, and everyone sends their share before the tacos get cold. No excuses, no IOUs.

Money home to Mexico

From anywhere in the world, your family in Mexico receives it on their $PesitoID — no trips to the remittance counter, no pickup codes.

Rent, gym, the tanda

Schedule recurring sends to your roommates or your monthly tanda. Reminders included — so nobody has to be the one to ask.

Small-business sales on Insta

Share your $PesitoID in your bio. Get paid without a card terminal, without paperwork, without waiting three business days.

Frequently asked.

How much does Pesito cost?
Signing up, sending, and receiving via your $PesitoID are free. Bank withdrawals (SPEI) and card cash-outs carry an operator fee — we show it before you confirm.
What do I need to open an account?
A Mexican, US, or Canadian phone number, a selfie, and a valid ID before your first larger transaction.
How does my family get the money in Mexico?
Two options: (1) Cash pickup at any OXXO in Mexico — they walk in with an ID and the reference code, walk out with pesos. (2) Direct deposit via SPEI to any Mexican bank account (BBVA, Banorte, Santander, HSBC, Citibanamex, Azteca, and the rest). SPEI runs 24/7, no bank hours required.
Which banks can I withdraw to?
Any Mexican CLABE account — BBVA, Banorte, Santander, HSBC, Citibanamex, Azteca, and the rest. Debit cards too.
How long does a transfer take?
Between Pesito users, seconds. To a bank via SPEI, minutes during bank hours.
Is it secure?
Yes. Every session is signed with a rotating token, your identity data is encrypted at rest, and you unlock with Face ID or fingerprint. More on security →
Do I need a bank account?
No — not on either end. In the US, you can fund Pesito with a debit card, credit card, or ACH. In Mexico, recipients pick up cash at any OXXO with just an ID. A Mexican bank account is only needed if your recipient wants direct deposit via SPEI — and that's entirely optional.
How does Pesito keep fees so low?
Pesito settles transfers between users through Puente Railway, our payment infrastructure partner. Using modern settlement rails instead of traditional bank infrastructure — which charges per-transaction fees — is what lets us keep $PesitoID-to-$PesitoID transfers free.
What is Puente Railway?
Puente Railway is the payment infrastructure Pesito uses to move money between accounts. It's what makes sending to another $PesitoID free and nearly instant. Learn more at puente.sh.
Do I need crypto to use Pesito?
No. Your balance is always in pesos and dollars — that's what you send, receive, and cash out. You don't need another app, another account, or another asset to use Pesito.
How is my money kept safe?
Pesito holds your funds in custody at licensed financial institutions — not on our own balance sheet. You are the beneficial owner of your balance. Pesito Technologies, S.A.P.I. de C.V. is a technology company, not a bank, and does not take deposits. Your identity data is encrypted before it ever reaches our servers.