Home HOW IT WORKS

Sign up, add money, send, cash out.

A complete walkthrough of how your money lives inside Pesito — from the first time you pick your $PesitoID to the moment a balance lands in your cousin's bank in Monterrey. With real app screens for every step.

01
CREATE YOUR ACCOUNT

Your $PesitoID is your money name.

Sign up with a phone number (Mexican, US, or Canadian), confirm a code, and you have an account. Then pick your $PesitoID: a short handle that's yours for good and replaces the 18-digit CLABE, plus the drama of dictating numbers over WhatsApp.

  • No CLABE, no bank account — just a phone.
  • Your $PesitoID is unique. Drop it in any chat.
  • Government-issued ID (INE, passport, or residence card) plus a selfie — only when you send more than $5,000 MXN in a single transaction.
STEP 2 OF 3 Pick your $PesitoID Short, yours, for good. $ isaias ✓ Available SUGGESTIONS $isaias.mx $isaias26 $izzy Continue →
02
ADD MONEY

From your US bank, a card, or cash at OXXO.

Funding from the US: link your bank for ACH, or charge a debit or credit card. Funding from inside Mexico: pay cash at any OXXO — the country's 20,000+ convenience stores — or send yourself a SPEI from an existing Mexican bank account.

A
From a US bank or card

ACH from any US checking account, or a Visa/Mastercard charge. Processor fee is shown before you confirm.

B
Cash at OXXO (Mexico)

Generate a voucher, pay cash at any of the 20,000+ OXXO stores. Operator fee $10 MXN. Posts in under 15 minutes.

C
SPEI from a Mexican bank

Copy the one-use CLABE Pesito generates and send yourself a SPEI transfer. Arrives in seconds, 24/7.

OXXO voucher Pay cash at any OXXO store. AMOUNT DUE $500.00 REFERENCE PS-7421-9836 EXPIRES IN 24 HOURS Posts in minutes No extra confirmation needed. Share voucher Operator fee: $10 MXN — shown before you pay.
03
SEND INSTANTLY

The big number, the swipe, done.

Type the amount on the payment screen — the number is the only thing in focus — and swipe to confirm. Between Pesito users the money arrives in seconds, not days. And because the swipe requires intent, it's almost impossible to send $5,000 when you meant $500.

  • Seconds between Pesito accounts — 24/7, Sundays too.
  • Haptics on each key — you feel the amount before you confirm.
  • Push notification with your note ("Friday tacos 🌮") to the recipient.
TO JORGE RAMÍREZ $jorger · 4 hours ago $850 MXN Friday tacos 🌮 123 456 789 .0 Swipe to pay →
04
CASH OUT TO YOUR BANK

SPEI to any CLABE, no bank hours.

When you want to pull a balance out, paste the CLABE — BBVA, Banorte, Santander, HSBC, Citibanamex, Azteca, any of them — or pick a saved account. Pesito builds the SPEI order in seconds and shows you the bank-operator fee before you confirm.

Any Mexican CLABE

40+ financial institutions. No allowlists, no middleman apps.

24 / 7 — nights and Sundays too

SPEI runs around the clock. Pesito doesn't close for the weekend.

Transparent fees

The bank-operator fee is shown before you confirm — no surprises.

SPEI cash-out Review before confirming. DESTINATION BBVA · ···2947 María López Hdz. AMOUNT $1,500.00 SPEI FEE $7.00 TOTAL $1,507.00 Arrives in seconds CoDi / SPEI run 24 hours. Confirm cash-out Cancel

Quick questions.

How long do transfers and cash-outs take?
Between Pesito accounts, seconds. SPEI cash-out to a bank, seconds to minutes — SPEI runs 24/7. OXXO voucher, minutes after you pay cash.
Do I need my ID to open an account?
Only when you send more than $5,000 MXN in a single transaction. To get started all you need is a phone number and a selfie.
Which banks can I cash out to?
Any Mexican CLABE — BBVA, Banorte, Santander, HSBC, Citibanamex, Azteca, Hey Banco, Nu, and 40+ institutions total.
What if I send to the wrong $PesitoID?
Before you confirm you always see the recipient's real name and the last 4 digits of their account. If you already confirmed, email hola@pesito.la and we'll coordinate the reversal with the counterparty.