FAQ · SAFETY & ACCOUNT · PRE-LAUNCH

How we plan to keep your money safe.

Pesito is pre-launch. No customer money movement is live yet; the answers below describe how the service is being designed, and they may change before launch.

How will Pesito keep my money safe?
Pesito is pre-launch and does not hold customer money today. When we launch, customer funds will be held in custody at licensed financial institutions, and before every transfer you'll see the exchange rate, the exact fee, and exactly what your recipient gets — as U.S. federal law requires (CFPB Remittance Transfer Rule). Your data is encrypted in transit (TLS) and at rest by our cloud infrastructure provider. We never sell your personal information.
Is Pesito a bank?
No. Pesito is a technology company (Pesito Technologies, S.A.P.I. de C.V.), not a credit institution. We don't hold a banking license, we're not regulated by the CNBV (Comisión Nacional Bancaria y de Valores), and we don't accept deposits. That's why it's important to understand where traditional bank protection does and doesn't apply — we spell it out in detail in our Terms of Service.
What happens if Pesito stops operating?
Pesito is pre-launch and holds no customer funds today. When we launch, customer funds will be held in custody at licensed financial institutions — not on Pesito's balance sheet. IPAB (Mexican deposit insurance) does not apply because Pesito does not take deposits, and FDIC insurance does not apply either. The exact custody arrangements — and what they mean for you — will be spelled out in our Terms of Service before launch.
When will you verify my identity?
To keep transfers safe and meet compliance requirements, Pesito may ask you to verify your identity before sending. Required information may vary by country, state, transfer amount, and partner requirements. We only ask for what we need to provide the service, prevent fraud, and meet legal obligations. Your waitlist or survey responses do not complete identity verification.
What will my account limits be?
Exact per-transaction, daily, monthly, and annual limits will be set at launch and will depend on identity verification, corridor availability, and partner requirements. You will always see your current limits inside the app. Transfers are subject to identity verification, corridor availability, limits, and compliance review.
How do I get support?
Email hola@pesito.la — we aim to reply within one business day. While Pesito is pre-launch, that's also the fastest way to ask about the waitlist, your $PesitoID, or anything on this site.

Pesito is pre-launch — help shape it.

Join the waitlist and we'll let you know when Pesito launches. If you have two minutes, the survey tells us what to build first.

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Take the 2-minute survey

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